Fivot Launches Limited-Time Campaign, Slashing Flex Capital Factoring Fees to 5% for SMEs

Campaign Overview

Fivot Inc. has announced a limited-time "5% Fee Campaign" for its invoice factoring service, Flex Capital, designed to support small and medium-sized enterprises (SMEs). The company is reducing its standard 8% processing fee—which typically applies regardless of transaction amount or industry—to a promotional rate of 5%. This offer is limited to the first 50 contracts signed.

Service Background and Details

The campaign began on August 13, 2026, and is available to corporate clients who pass the company's established underwriting process. The promotion will conclude once the 50-contract threshold is reached, and all applications can be completed via the official online portal. Fivot maintains a commitment to providing reasonable, transparent fee structures to help SMEs optimize their cash flow management.

Technical Edge and Track Record

Flex Capital leverages a proprietary lending assessment model powered by cutting-edge AI. This technology has enabled the company to achieve a cumulative loan volume exceeding 18 billion yen while supporting over 500 businesses. Despite this scale, the platform maintains a highly stable operational profile, with a default rate of approximately 0.3% as of the end of July 2026. The combination of transparent pricing and rapid assessment turnarounds has positioned the service as a critical piece of financial infrastructure for growing businesses.

Future Outlook

Guided by its mission to "create new financial flows for a new industrial structure," Fivot is actively working toward its goal of becoming a challenger bank. Through this campaign, the company aims to demonstrate the utility of its financial solutions to a broader range of enterprises, continuing its efforts to expand the ecosystem that supports the growth of startups and SMEs alike.