GMO Aozora Net Bank Partners with Aiful and Others to Launch New Corporate Loans and Factoring Services

Background of the Service

For small and medium-sized enterprises (SMEs) and startups, agile fundraising aligned with their growth phase is a critical management priority. GMO Aozora Net Bank has partnered with Aiful Corporation and its group company, AG Business Support Co., Ltd., to launch new fundraising support services starting September 14, 2026.

Two New Services Offered

The services launched through this partnership are as follows:

1. GMO Aozora Business Loan: Provides flexible business funds for a wide range of uses through a completely online application process.

2. AG Business Support Factoring Service (Affiliated): Accessible via API directly from GMO Aozora Net Bank's internet banking platform. By eliminating the need to re-enter membership information, user convenience has been significantly enhanced.

Synergies and Objectives of the Partnership

By fusing GMO Aozora Net Bank's vision of becoming an "AI Bank" and its corporate-focused strategy with the extensive expertise in commercial finance cultivated by Aiful and AG Business Support, the companies have established a rapid and flexible financing structure. This collaboration covers areas that were traditionally difficult for conventional financial institutions to address, thereby supporting corporate innovation and growth.

Future Outlook

In addition to rolling out these new services, GMO Aozora Net Bank plans to revise the requirements for its existing credit-line business loan "Anshin Wide" in mid-October 2026, with further plans to launch additional online lending services within the current fiscal year. The bank remains committed to continuously expanding its financial ecosystem to closely align with the evolving needs of its corporate customers.