Kanmu Forms Strategic Partnership with Yayoi to Expand "Sakutto Shikin Chotatsu" Cash Flow Solutions for SMEs

Background and Purpose of the Business Partnership

Kanmu, Inc. has announced the signing of a business partnership agreement with Yayoi Co., Ltd. Through this collaboration, Yayoi's "Banking Service by Yayoi Co., Ltd." will now begin offering Kanmu's "Sakutto Shikin Chotatsu" (Quick Financing) future receivable purchase service tailored for small and medium-sized enterprises (SMEs). This alliance enables participating businesses to improve their cash flows much more smoothly.

Overview of the Service

"Sakutto Shikin Chotatsu" is a financing service designed for SMEs that provides advance payments on future accounts receivable. Powered by an online-exclusive AI credit assessment system, the service eliminates cumbersome procedures by removing the need for financial statements, collateral, or guarantors. Its key features are speed and convenience, completing the purchase of receivables of up to 100 million yen in as fast as four business days.

Future Outlook

This partnership integrates Yayoi's extensive touchpoints with SMEs and Kanmu's financial capabilities. Moving forward, Kanmu plans to expand the reach of its cash flow solutions centered around strategic partnerships, aiming to realize a society where banking functions are continuously updated.