LYKKE Launches AI-Powered Portal to Automate SME Financing and Subsidy Documentation

Service Overview

LYKKE Inc. has launched "Jigyo Shorui no Madoguchi" (Business Document Portal), an online service designed to support SMEs and small business owners in generating business documents using AI. The service aims to streamline essential document creation tasks required for business operations, including loan applications, business startups, internal regulations, and subsidy application preparations.

Products and Features

The service primarily offers two core features: "Business Document Creation" and the "Subsidy Key Point Organization Report."

• Business Document Creation: AI generates drafts for business plans for financing, startup plans, medium-term management plans, and internal regulations, which can be downloaded in Microsoft Word format.
• Subsidy Key Point Organization Report: An analytical report that visualizes missing information based on financial statements and business descriptions, evaluated against review criteria. It currently supports eight programs, including the "Monozukuri Subsidy" (manufacturing subsidy).

Design Philosophy

A key characteristic of this service is its "honest design that prevents AI from fabricating information." Rather than having the AI arbitrarily fill in gaps with generated text when materials are insufficient, it flags those areas with "(Confirmation Required)" and presents them to the user. Furthermore, the service emphasizes an objective structure grounded in financial figures (such as sales, operating profit, and labor costs) rather than relying on descriptive adjectives or subjective impressions.

Future Outlook and Roadmap

By the end of 2026, the company plans to introduce a new menu option where administrative scriveners (Gyoseishoshi) take on the document creation process. This will establish a framework where experts review and revise the AI-generated drafts, delivering officially signed and sealed documents. Operating in strict compliance with Article 19 of the Certified Administrative Procedures Legal Specialist Act, the service clearly delineates the roles between AI and licensed professionals.